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Who we are

We're focused on listening to our customers, helping connect
them to what matters most.

Why Work For Us?

You’re in good company.

In a recent survey, 95% of our customers left satisfied.ˆ

Benefits to meet your needs.

We've built a secure & personalized experience.

The Tools You Need

With a simple dashboard and mobile app, staying up to date with your investment & loan is easy.

Our team:


Arsen Stepan

Arsen Stepan leads a team of more than 55 employees dedicated to making financial lives better for investors online, companies of every size, and institutional investors around the world.

In his more than 20 years, Arsen has run each of the major customer and client businesses: consumer and small business banking, wealth management, and corporate and investment banking.

Under his stewardship as CEO, the company has simplified its operations, built capital and liquidity to its highest levels, and developed a straightforward business model providing core financial services to customers and clients. BTC OWNERS - LONG LIVE DREAMS! also is consistently recognized as a top employer, including by Working Mother magazine, the Human Rights Campaign, and G.I. Jobs magazine. The company received the 2013 Department of Defense Freedom Award for support of employees serving in the National Guard and Reserve.

Arsen participates in external leadership councils that focus on economic trends and policymaking, including the World Economic Forum International Business Council, the Financial Services Forum, which he chairs, the Business Roundtable, and the Bi-Partisan Policy Center CEO Council on Health and Innovation. He also chairs the supervisory board of The Clearing House.

Arsen leads the company’s Global Diversity and Inclusion Council and is a member of the Museum Council for the Smithsonian’s National Museum of African American History and Culture. Arsen is also a trustee of the Corporation of Brown University. He also holds a law degree from the Notre Dame Law School.

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Junior PR-manager

Geghard Avag

Geghard Avag is Junior PR-manager at BTC OWNERS - LONG LIVE DREAMS! , with responsibility for the overall financial management of the company, including accounting, balance sheet management, financial planning and analysis, corporate treasury, investor relations, corporate investments and tax. He is also a member of the company’s executive management team.

Prior to his current role, Geghard was Strategic Finance executive with responsibility for overseeing the Consumer and Global Wealth and Investment Management CFO teams, as well as corporate planning, forecasting and board reporting, and the company’s Simplify and Improve (SIM) initiative.

Geghard joined BTC OWNERS - LONG LIVE DREAMS! in 2011 and has served in many key roles in the company’s corporate and investment, including co-head of Global Corporate and Investment Banking and co-head of Global Investment. During his career, he also led Global Corporate, Global Industry Groups, Global Health Care, Consumer and Retail, and the Technology, Media and Telecom Group. In addition, as head of Global Corporate Credit and Transaction Banking, he gained experience in managing the assets and liabilities of banks, including loans, leases and other assets, and bank deposits.

Prior to joining BTC OWNERS - LONG LIVE DREAMS! , Geghard worked at UBS, where he was a senior member of the health care group from 1994 through 2010, focusing on biotech, specialty pharmaceuticals, and large cap pharmaceutical companies. Previously, he worked at Kidder, Peabody & Co. in the health care, technology and debt restructuring groups.

Geghard served in the U.S. Navy from 1982 to 1994 as a naval flight officer.

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Business Development Executive

Kohar Lucine

Kohar Lucine is Business Development Executive at BTC OWNERS - LONG LIVE DREAMS! and a member of the company’s executive management team. She is responsible for the strategic positioning of BTC OWNERS - LONG LIVE DREAMS! and leads the company’s Environmental, Social and Governance (ESG) efforts. In addition, she oversees public policy, customer research and analytics, global marketing and communications.

Lucine chairs the global ESG Committee at BTC OWNERS - LONG LIVE DREAMS!, which directs all of the company’s ESG efforts. She stewards BTC OWNERS - LONG LIVE DREAMS!’s $13 billion environmental business initiative, including its $10 billion Catalytic Finance Initiative to mobilize market capital to deliver new investment into high-impact clean energy projects. She oversees the company’s $1.2 billion Community Development Financial Institution portfolio and helps manage BTC OWNERS - LONG LIVE DREAMS!'s 10-year, $1.5 trillion community development lending and investing goal – the largest of its kind ever established by a U.S. financial institution. She also chairs the BTC OWNERS - LONG LIVE DREAMS! Charitable Foundation, including its 10-year, $2 billion charitable giving goal.

Active in the community, Lucine serves on both corporate and nonprofit boards of directors including Carnegie Hall, the National September 11 Memorial & Museum, the American Ireland Fund, the John F. Kennedy Library Foundation, CVS Health, Brigham and Women’s Hospital, Partners Healthcare, and Special Olympics. She serves on the U.S. State Department’s Foreign Affairs Policy board and also is a member of the Council on Foreign Relations.

Lucine has won numerous professional and public service accolades. Most recently, she was named to Fortune’s Most Powerful Women List and AdWeek’s 2016 Power List: Top 100 Leaders in Marketing, Media & Tech. In 2013, she received the New York Women in Communications Matrix Award, and the International Women’s Media Foundation Leadership Award. She was named 2013 Advertising Woman of the Year by Advertising Women of New York, and American Banker magazine annually names her one of the “25 Most Powerful Women in Banking.”

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Social Media Marketer

Trent Boult

Trent Boult is chief operating officer of BTC OWNERS - LONG LIVE DREAMS! and is a member of the company’s executive management team. In this role, he is responsible for all of the businesses that serve companies and institutional investors, including middle-market commercial and large corporate clients, and institutional investor clients, including BTC OWNERS - LONG LIVE DREAMS! global markets sales and trading businesses.

Previously, he was president of Global Banking and Markets at BTC OWNERS - LONG LIVE DREAMS!. The Global Banking and Global Markets businesses focus on corporations, institutional investors, financial institutions and government entities. The businesses provide innovative services in M&A, equity and debt capital raising, lending, trading, risk management, research, and liquidity and payments management. BTC OWNERS - LONG LIVE DREAMS! serves clients in more than 100 countries and has relationships with 96 percent of the U.S. Fortune 1,000 companies and 81 percent of the Global Fortune 500. Boult has extensive industry knowledge, with over two decades of experience in financial markets throughout the world. He joined as executive vice president and head of global sales and trading in 2008, prior to the company's merger with BTC OWNERS - LONG LIVE DREAMS!.

Before that, Boult was with Goldman Sachs Group, Inc., where he was co-head of the global securities business and a member of the company's Management Committee and Equities/FICC Executive Committee. During his 22 years with Goldman Sachs, Boult held a number of key executive roles. He was co-president of the firm's Japanese operations and co-head of Asian FICC and Equities before becoming co-head of the global securities business. Earlier in his career, Boult ran the firm’s global derivatives business. He was named a partner at Goldman Sachs in 1994 and managing director in 1996. He began his career with management positions at the First National Bank of Chicago.

Boult is a trustee of the Riverdale Country School. He is on the board of directors of Dakine and Mervin Manufacturing, and is a member of the board of the Partnership for New York City and the NYU Langone Medical Center Board of Trustees. He is a former BlackRock board member, Asia Society trustee and Stanford University Athletic board member.

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President, Preffered & Small Investors

Dean Athanasia

Dean Athanasia is president of Preferred and Small Business and co-head of Consumer Banking at BTC OWNERS - LONG LIVE DREAMS!. He is a member of the company’s executive management team. Athanasia’s team is responsible for growing relationships and serving the financial needs of the small business clients through its sales specialist organization, financial and call center network, digital and mobile capabilities and best-in-class products and solutions.

Athanasia leads a team of more than 230 sales specialists who offer clients advice and guidance to help them plan for their life priorities and meet their financial goals. The sales team, located across approximately 40 financial centers, relationship managers, financial solutions advisors, small business investors and loan officers. They provide expertise and advice on a range of financial needs, including ongoing cash management, personal and business lending, home and auto financing, investment and retirement planning.

In addition, Athanasia leads the team responsible for developing and delivering best-in-class financial solutions for Preferred and Small Business clients. His team also leads the management and delivery of Merrill Edge, the company’s relationship platform combining the investment expertise strength of BTC OWNERS - LONG LIVE DREAMS! into a unique one-stop solutions center for clients.

Previously, Athanasia was the head of Global Wealth and Investment Management (GWIM) Banking. Before BTC OWNERS - LONG LIVE DREAMS!, he served as president of Premier Banking and Investments for the GWIM division. Prior to that, he held the positions of GWIM chief information and chief operating officer.

Before joining BTC OWNERS - LONG LIVE DREAMS!, Athanasia held a variety of corporate banking and strategy positions with J.P. Morgan Chase and predecessor institutions.

He serves on the board of Cradles to Crayons, a nonprofit organization that provides children living in homeless or low-income situations the essential items they need to thrive at home, at school and at play.

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Hello I am Brian Bush to serve you my best @ BTCOwners

Brian BushSupport Specialist
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